Sellers in the Pharma Industry can only accept Visa and AmEx payments

Attention sellers in the Pharmaceutical Industry,

In view of recent changes to our credit card processing relationship with our banking partners, we wish to inform our sellers in the Pharma industry that we can no longer offer MasterCard processing for the below industry types directly from the AlertPay checkout page (accessed through payment buttons) even if you were previously able to.

Pharma accounts or similar product types will now be placed into a specially designed “AlertPay Pharma Account”. We will be able to better monitor the selling and fulfillment of products to our members and also ensure our services stay available for this new market type that we will now be growing in. This will result in greater customer trust in this industry and translate into more return customers. As our costs have now gone up for this industry by our banking provider, your rates may also increase.

All changes are immediate and a list of industries affected can be seen below.

These business models include and are not limited to the following:

• Plants, seeds and/or other horticultural products.
• Pharmaceuticals (non-prescription).
• Homeopathic medicine.
• Chemical products intended for research.
• Products whose legal status varies from country to country.

How this affects you?

MasterCard payments will be prohibited on our checkout page. The logo for this card will not be displayed to your customers. Your customers will still have the ability to purchase with Visa or AmEx or should they already have an AlertPay account, they will be able to make payments with their AlertPay balance (e-wallet) as well. Alternatively, your customers may also fund their AlertPay balance (e-wallet) through one of our numerous depositing options such as bank transfer, bank wire, money order or certified check. Your customers may also use the Send Money feature to transfer funds using their credit card.

Why is this necessary?

To continue to improve our services and provide solutions for your business needs, we are required to adapt our policies to comply with our banking partners. This is strictly related to credit card processing and not the AlertPay balance (e-wallet) transactions.

Questions?

If you have questions or concerns regarding this change or feel that you should not be classified in one of the above-mentioned categories, please contact us.

We thank you for your understanding and value your business.

Attention US members: ACH transactions can no longer be sent across international borders

Important note before reading:

This will not affect international bank wires nor will it affect any US-based ACH transactions initiated through our system. Although AlertPay is located in Canada, we have banking partners all over the world to process these transactions, including in the United States.

According to the NACHA - the Electronic Payments Association, ACH transactions that begin in one country and end in another will be formatted as a new transaction type: IAT (International ACH Transaction).

This is to say that US citizens will not be allowed to perform cross-border ACH transactions. Rather, the transactions will have to be classified as international in an attempt to help law enforcement agencies detect, investigate and prosecute money laundering and other financial crimes.

Recognizing international transactions will help law enforcement officials readily identify international payments and create a paper trail to track the comings and goings of money.

Please note that IAT transactions are not permitted through certain banks, such as Chase Commercial Online.

Please take a moment to review the following resources for more details.

Thank you for your time.

Resources:

https://www.chase.com/ccp/index.jsp?pg_name=ccpmapp/commercial/prod_serv/page/iat_transactions

https://www.key.com/html/international-ach-transaction-iat.html

http://www.frbservices.org/eventseducation/education/fedach_iat_resource_center.html

http://www.nacha.org/IAT_Industry_Information/

You Can Now Fund your AlertPay Account through CashX!

Great News! As you know, we at AlertPay are constantly striving to bring you the most convenient and versatile online payment solutions. Towards that end, we are proud to announce that we have added CashX as an authorized funding agent!

CashX offers individuals and businesses with a free CashX member account, a simple, secure, safe, and cost-effective way to transfer funds globally online. CashX’s network builds on the existing world financial infrastructure of bank accounts, credit cards and e-wallet providers which enables CashX to create a global real-time money transfer solution, including to and from your AlertPay account!

CashX is a Global Money Transfer Service that offers low-cost, money transfers, including an easy to use Prepaid Card which is available in USD currency (and soon in CAD currency). Your CashX Prepaid Card can be used in conjunction with your AlertPay account allowing access at ATM and POS facilities anywhere in the world with the VISA or MasterCard networks.

CashX provides multiple funding sources for your AlertPay account, including: credit cards, direct deposit, the ability to fund AlertPay through various other online payment processors, and much more! This added funding versatility makes using AlertPay more convenient than ever!

AlertPay Funds on the Go – With a new CashX Prepaid Card! With CashX you can now, safely and securely, transfer money from your AlertPay account directly to your CashX Card and enjoy the convenience of instant access to your AlertPay funds. Use your CashX Prepaid Card to shop online, withdraw cash or pay for goods at electronic funds facilities. Your CashX Card can be used as an everyday debit card, or can become a handy travel card with access to your AlertPay funds through millions of ATMs worldwide.

And For a Limited Time Only! CashX is offering an amazing Two-For-One Special on the CashX Prepaid Card! When you purchase your CashX Prepaid Card, you will receive a second card absolutely free that you can give to family or friends! A value of $19.95! This offer is available to the first 2500 people to order a CashX Prepaid Card, and is currently available for USA and Canadian citizens. This outstanding promotion won’t last long, so take advantage NOW! Click here for all the details: http://cashx.com/

We’re certain that you will be extremely pleased by the added convenience and ease with which you will be able to deposit and withdraw money from your AlertPay account, by using CashX

For more information, and to sign up for your free CashX account, please visit their site: CashX

Thank you for choosing AlertPay!

System Downtime

We experienced an unexpected downtime today between 5:30pm and 6:40pm. It was resolved upon isolating the problem related to our network. During this time, members were unable to login or make payments and were presented with a generic error page.

We apologize for the downtime.

Office Closed on Monday, October 12 for Canadian Holiday

Hello AlertPay members,

Just a little reminder: Our offices will be closed on Monday, October 12, 2009 for the Canadian Thanksgiving holiday! We apologize for the inconvenience, but we will resume usual office hours the following day.

You will still have full access to your AlertPay account, but Customer Support will not be available. Furthermore, any bank transfers or wires initiated on Monday, October 12 will be delayed by one day as a result of the holiday.

We apologize for any inconveniences this has caused. Thank you for your understanding.

Happy Thanksgiving to all of our valued Canadian members — have a great Turkey day!

Attention Sellers: Try OpenCrypt—an All-in-One Membership and User Management Solution

OpenCrypt, a comprehensive membership and user management software, has recently integrated with AlertPay to make your memberships easier to manage.

You can also use OpenCrypt for online shopping, e-commerce, content management, advertising, helpdesk management, advertising, surveys, data input, digital file delivery, file sharing, video management and much more!

You can easily integrate it with AlertPay and it is fully automated, saving your lots of time and resources. It’s affordable, customizable, flexible and secure, with an extensive database of management tools, add-ons and plugins.

OpenCrypt licenses include:

• Free installation!
• Free technical support!
• Free software upgrades!

Try OpenCrypt today!

8 Ways to Avoid Fraud While Shopping Online

Shopping is not as easy and care-free as it used to be. There are now many risks involved in the seemingly simple act of shopping, whether online or in person. Please read the following points to help protect yourself from fraud:

1. Get to know the seller. Make a phone call or send an email and ask them about their products, services and how they run their business.

2. Buy from secure websites only. Look for the padlock icon and “https” in the URL. If the “s” does not follow “http”, then the site may not be secure.

3. Click only on email links you recognize and trust. If the email is a spoof, then the link may be harmful. Hover over the link to check the URL and use your best judgment.

4. Buy from AlertPay “verified” sellers. It is safer to buy from verified members since we have authenticated their identities and businesses.

5. Do your due diligence. Try your hand at some research. Read forums and blogs on specific sellers, contact the seller directly, do what you can to find out about their business.

6. Keep your computer protected. Install an anti-virus, use a firewall, secure your wireless networks, block spam from your email and get the latest software and browser updates.

7. Always log out of sites containing your personal details. If you do not log out of a website containing your personal information, your information can be compromised. This is especially true when using public computers.

8. Use different passwords. Use different and hard-to-guess passwords for all of your online accounts and use a combination of letters, numbers, special characters and upper/lower cases, if possible.

We hope these tips will ensure you the safest and most satisfying online shopping experience.

Thank you for making AlertPay your way to pay!

Another eCurrency exchanger!

Hi everyone,

Yet again, we have added another eCurrency exchanger to our list! SwapGold is one of the world's largest and most trusted exchangers. You can buy, sell and convert eCurrencies worldwide.

As a legally registered company founded in 2006, they use SSL encryption and offer same day processing at wholesale rates. They also offer bank wires, Western Union, VISA payments, domestic bank deposits and various e-currencies, and are available 24 hours a day!

Name: SwapGold
URL: www.swapgold.com
Deposits: Within 24 hours
Withdrawals: 1-3 business days

Please view our other blog entry for a more information on other AlertPay-recognized exchangers.

Just a reminder: These exchangers have successfully completed a strict review process to prove their reliability. Any exchanger who wishes to do business through our service will have to complete the same process.

It is a violation of our User Agreement to exchange eCurrency through our service without having gone through this process.

We hope that the addition of these exchangers to our list will help make depositing and withdrawing your money even more convenient than before.

Thank you for choosing AlertPay!